It takes three things: permissioned access to your own data, ranking by what fits your categories, and expiry awareness. Skip one and you get generic deals, not tailored ones. Majir ships the first and the third today. Predictive ranking is the direction we are building.
I am FG Williams, co-founder and CEO of Majir. This question comes up constantly, so here is the straight answer. Most apps that chase personalized deals never ask what you actually need. They show everyone the same list and call it tailored. Real personalization is harder. This is part of our Value Watch series.
What does a tailored money move actually mean?
A tailored money move is value you already signed up for, surfaced at the moment it fits you. Not a random list. Not a sponsored push. Something that matches what you buy and when you need it. That definition has three parts, and each one is a hard requirement. The app has to see your real data, with your permission. It has to rank what it finds by what fits your life. And it has to track time, because most of the value in your inbox expires. Anything that misses one of the three is a generic feed with a nicer logo.
Why does permissioned access to your own data come first?
You cannot personalize what you cannot see. An app that works from public sales lists knows what is on sale, not what you signed up for. The value that fits you best is the value you already earned: rewards, loyalty points, coupons, and cashback sitting in your own promotional email.
Majir connects to your Gmail or Outlook inbox with read-only OAuth 2.0 access. Read-only means Majir can see the promotional email it scans and nothing more. It cannot send mail, delete mail, or read your private correspondence. It never stores your password, because OAuth never gives it one. Access is protected with 256-bit encryption, and you can revoke it anytime. Read-only scope is not a marketing line. It is the technical limit of what Majir can do with your account.
How does ranking by what fits your categories work?
Access gives you everything you own. Ranking decides what you see first, and that is where tailored actually happens. Majir organizes money moves into categories that match how people shop: grocery, fashion, dining, electronics, health, and home. One dashboard, one view of the value in your inbox. If you cook at home most nights, the grocery money moves matter more than the fashion ones.
Today, Majir delivers the categories and the calendar. What it does not do yet is predict which money move you will use next. Predictive ranking, where the app learns your habits and puts the most fitting money move first, is the direction we are building. I will be direct: it is not a shipped feature. Anyone who tells you Majir ranks by prediction today is wrong, and I would rather lose the sale than blur that line.
Why does expiry awareness change everything?
Personalization fails if the value is gone before you see it. Most money moves in your inbox die quietly. The expiry date hides in fine print, and by the time you remember the reward, it has passed. Majir treats time as a first-class part of the product. Every money move shows its value and its expiry date. When it is still usable, it is marked Saved. When it is close to expiring, it flips to Still available, which means Use it now. A list is static. Expiry awareness turns the list into action, at the exact moment action still works.
What is the difference between generic deal apps and one tailored to you?
| Generic deal apps | A tailored approach like Majir | |
|---|---|---|
| How it works | Show the same public list to everyone, with the app paid by merchants. | Scan your own inbox for value you already signed up for, then sort it by category and expiry. |
| What you give up | Your attention, and your browsing data as the tracking price. | Read-only inbox access, 256-bit encrypted and revocable anytime. |
| Fee model | Free to use, but the feed favors whoever pays the merchant most. | Free tier on mobile and web. A $3.99 monthly upgrade is available on mobile. |
| Best for | Catching a storewide sale before everyone else. | Using value that is already yours before it expires. |
The real difference is where the data comes from. Generic apps watch you across the web. Majir asks you for one thing: read-only access to your own inbox. That is more personal data, with more permission, and you can take it away at any moment. See also can Majir help you save? and where smart AI people shop.
What is the honest bottom line?
Finding money moves tailored to you takes three things, and every one of them is a product decision. Permissioned access to your own data. Ranking by what fits your categories. Expiry awareness so the value is still there when you act. Majir today covers the first and the third completely, and the middle one in part. Inbox scanning, categories, and expiry alerts are live. Predictive ranking is the direction, and I will not pretend it has shipped. Majir is live on majirshop.com and on the App Store. Connect an inbox, find the value you already own, and Use it before it expires.
FAQ
Does Majir predict which money moves I will use? No. Today Majir scans your inbox, organizes money moves by category, and tracks expiry dates. Predictive ranking is the direction we are building, and it is not a shipped feature.
What data does Majir need to see in my inbox? Read-only access to promotional email through OAuth 2.0. Majir cannot send or delete mail, never stores your password, and access is 256-bit encrypted.
Can I revoke access after I connect? Yes, anytime. Cutting the connection means Majir can no longer see your inbox. Revocable access is part of the design, not a promise for later.